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Help with health costs
Most health treatment is free under the NHS but there can be charges for some services and treatments such as:
- Prescriptions
- Sight tests
- Glasses/contact lenses
- Dental treatment
- Wig or fabric supports
Do I have to pay these charges as a student?
Yes, as a student you have to pay these charges, unless you fall into certain groups:
- If you’re under 19 you can get free prescriptions, sight tests, vouchers for glasses and dental treatment wherever you study or live in the UK.
- Prescriptions in Wales are free for people registered with a Welsh GP or Welsh patients who have an English GP with an accompanying entitlement card who get their prescriptions from a Welsh pharmacy. Wigs and appliances are also free in Wales. If you are under 25 and living in Wales you can get free NHS dental examinations.
- Prescriptions in Scotland are free. If you study or live in Scotland you can get a free NHS eye examination and a free NHS dental check, if you’re examined in Scotland, whatever your age.*
- All prescriptions dispensed in Northern Ireland are free as are wigs and surgical appliances.
- If you fall into some other groups you may receive full or partial help with health costs – check to see if you are in one of these groups on the NHS Business Services Authority website.
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| *In Scotland look out for the NHS minor ailment service at your community pharmacy where you may be able to get free advice and treatment eg for hay fever. Find out if you are eligible on the NHS24 Scotland website. |
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I don’t fall into one of these groups
If you don’t fall into one of these groups you may be able to get help through the means-tested NHS Low Income Scheme:
- You may be able to get full (an HC2 certificate) or partial help (an HC3 certificate) through this Scheme.
- EU, EEA and international students can also apply for help under this Scheme.
- This Scheme may also help with necessary costs of travel to receive care under an NHS consultant.
How do I apply?
Apply on Form HC1:-
- In England, Wales and Scotland look on the NHS Business Services Authority website for details of how to obtain a form for your particular UK country.
- In Northern Ireland look on the Northern Ireland Social Security website for details of how to obtain a form.
- The Student Specific Low Income Scheme FAQS on the NHS Business Services Authority website are useful wherever you live or study in the UK. They will help you in filling in the HC1 Form and also give you tips about the best time to apply according to your circumstances.
- The HC1 Form is less daunting than it looks to complete. Go through it systematically – you will probably find that you answer ‘no’ to most questions.
- Remember to supply any documents for which you are asked.
Refunds
- If you’ve already paid for health costs and you become entitled to help under the Scheme you can claim refunds, except for prescription charges, on Form HC5. Ask for receipts after treatment.
- Check the NHS Business Services Authority website to find out how to obtain the Form HC5 in England, Scotland and Wales.
- In Northern Ireland you can get a Form HC5 from your local social security office.
- For prescriptions you must get a receipt at the time you collect the prescription - Form FP7 in England – you can’t go back and get one later. The receipt tells you what to do to get a refund.
My income is too high?
- If your income is too high to get help under the NHS Low Income Scheme and you need a lot of prescriptions you might be better off by buying a Pre-payment Certificate (PPC) in England.
- This will be the case if you need 4 or more prescribed items in three months or more than 14 in twelve months.
- The NHS Business Services Authority website tells you how to apply for a PPC in England and how much it will cost. But you won't need one if you are in Northern Ireland, Scotland and Wales because prescriptions are free there.
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| You must have treatment from an NHS dentist to get help under the Low Income Scheme. Register with a NHS dentist as soon as you arrive at University, if you can find one. Don’t wait until you need treatment. |
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